Spend smarter.
Save on everything.
SpendySaver tracks every account in one place, finds subscriptions you forgot, keeps your budget honest — and then goes looking for money: cheaper flights, refunds when prices drop, coupons that actually work and better rates.
See it. Plan it. Keep more of it.
Link your banks and cards read-only, or import a CSV. Your accounts, bills and budget update on their own.
Every subscription, found
Recurring charges detected automatically, with renewal and price-increase alerts, free-trial reminders and step-by-step cancel help.
Budgets your way
Category budgets, fixed vs flexible, or every-dollar zero-based — switch any time without losing anything. 50/30/20 and semester templates.
See what's coming
A day-by-day balance forecast with a likely range, low-balance warnings days ahead, and "safe to spend" until payday.
Financial health score
A 0–100 score built from six everyday habits, with exactly how it's calculated and what to do next. Educational — not a credit score.
Lower bills, honestly
We negotiate phone, internet and more. You pay only a share of verified savings, billed monthly — never upfront, never for plan changes you didn't approve.
Retirement planner
How much to invest — monthly, yearly or once — to retire on the income you want, with inflation and your own assumptions.
We go looking for money for you.
Everything here is ranked by what you save, using your own numbers. Partner links are labeled and never change the order.
Flights, compared
Every seller for the same flight, ±3 days and nearby airports in one search, bag fees included, and alerts when fares drop.
Price-drop refunds
We watch what you buy for 90 days. When the price drops while the store or your card will still refund the difference, we tell you how to claim.
Coupons that work
Codes for the stores you actually use, scored by whether they worked for real people.
Better cards & rates
Credit cards, savings rates and refinancing ranked by your yearly gain — with the math shown.
Separate workspaces. Nothing mixed.
Keep your personal money, your student budget and your side business in fully separate workspaces, each with its own accounts, budgets and reports. Switch in one tap; see totals across all of them when you want.
- Semester budgets, tuition and book costs, student deals
- Business income and expenses with Excel and PDF exports for your accountant
- Share a household with a partner, or give an advisor read-only access
Built to be trusted
Your money app should never be the risky part of your finances.
Read-only
We can see balances and transactions. We can never move money, and we don't hold any.
Encrypted
Bank connection tokens are encrypted at rest; everything travels over HTTPS. Two-step sign-in included.
No data selling
We don't sell your data or use your transactions to target ads. Ever.
Fair ranking
Commissions never affect the order of results — and we can prove it.
Start saving in five minutes.
Free to start. Upgrade only if you want the extras.