Terms of service
1. The service
SpendySaver helps you see, plan and save money. It is not a bank, lender, broker, insurer, tax preparer or financial advisor, and information in the app is for education, not financial, tax, legal or medical advice. Comparisons and estimates (including the Financial Health Score, forecasts, retirement projections, price-drop refunds and fares) may be incomplete or wrong; check important decisions with the provider or a professional.
2. Eligibility and your account
You must be 18 or older. Keep your sign-in secure and tell us about unauthorized use. You're responsible for information you enter.
3. Connected accounts
By linking an account you authorize us and our data provider to access read-only information on your behalf. SpendySaver cannot move money. Data from institutions may be delayed or incomplete.
4. Plus subscription
Plus is billed in advance monthly or yearly and renews automatically until you cancel. Cancel any time; you keep Plus until the end of the paid period. Purchases through Apple or Google follow their refund rules. Prices may change with notice before your next renewal.
5. Bill negotiation
If you ask us to negotiate a bill, you authorize us to contact the provider on your behalf within the scope you choose. We never change your plan or services without your approval. Our fee is 25% of savings we verify on your statements, billed monthly as savings occur; no savings, no fee. If a provider reverses the savings, we refund the fee for the reversed amount.
6. Offers, partners and advertising
Some offers and links come from partners that may pay us. Ranked results are ordered only by what you would save, not by compensation; sponsored placements are labelled. Offers, rates, fares and approvals are decided by the provider, not by us. Pre-qualified is not approved.
7. Acceptable use
Don't misuse the service, try to access others' data, reverse engineer it beyond what law allows, or use it for unlawful purposes.
8. Your content and data
You own your data. You grant us the rights needed to operate the service as described in the Privacy policy.
9. Disclaimers and liability
The service is provided "as is". To the extent the law allows, we are not liable for indirect or consequential damages, and our total liability is limited to the amount you paid us in the 12 months before the claim. Some jurisdictions don't allow these limits, so they may not apply to you.
10. Ending the service
You can delete your account at any time. We may suspend accounts that violate these terms.
11. Changes and contact
We may update these terms and will notify you of material changes. Questions: [email protected]. Governing law and dispute terms: to be set by SpendySaver with counsel before launch.