Advertiser disclosure
SpendySaver may earn a commission when you open an account or use a link marked "Partner". It never changes the order: offers are ranked only by what you would save or earn, based on your own numbers.
How we rank
- Cards: your yearly rewards on your own spending, minus fees.
- Savings: extra interest a year on your balance.
- Loans: interest saved after fees, using the middle of each APR range. Your rate depends on your credit.
- Coupons: stores you use first, then expected savings on your usual basket.
- Flights: the total you'd pay including bag fees; "Best value" also weighs time and stops.
Commission never enters the ranking
Partner commissions are not an input to any ranking. Our automated tests check that results come out in the same order whatever commissions are. Partner links are labelled "Partner".
Car insurance quotes
If a licensed car insurance quote partner is connected, they may pay SpendySaver when you ask for quotes through them. Only your ZIP code is passed to the partner. Payments never change the averages or estimates we show, which come from public data (NAIC) and published industry averages.
Sponsored placements
Paid placements are labelled "Sponsored", shown separately from ranked results, never next to your balances, and never targeted using your transactions.