Renters & home insurance
Renters insurance is usually inexpensive and covers your belongings and liability; home policies vary widely by deductible and replacement terms.
Compare these side by side
- Personal property limit
- Replacement cost vs actual cash value
- Liability limit
- Deductible
- Exclusions (flood, earthquake)
Ways to pay less
- Choose replacement cost if you can
- Bundle with car insurance
- Re-shop every 1–2 years
Watch out for
- Actual-cash-value policies priced like replacement cost
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